UDDIN , S.; YAKOB , R.; BANGAAN ABDULLAH, M. H.-S. Exploring Critical Agent Qualities for Takaful Penetration: A Nominal Group Technique approach. Journal of ASIAN Behavioural Studies, [S. l.], v. 11, n. 33, 2026. Disponível em: https://jabs.e-iph.co.uk/index.php/jABs/article/view/490. Acesso em: 21 aug. 2026.