Zainal, Nor Rashidah, and Norlia Ismail. “Debt Composition of University Graduates and Their Attitude towards Education Loan”. Journal of ASIAN Behavioural Studies 2, no. 4 (July 1, 2017): 41–47. Accessed April 18, 2024. https://jabs.e-iph.co.uk/index.php/jABs/article/view/205.